This coming crop year, the way you insure your crop will look a little different, courtesy of changes handed down from the government.  It's important to understand the changes before you make decisions about your coverage.  KRVN's Ken Rahjes talks here with Deb Etheridge, Vice President of Insurance with Water Street Solutions.

Changes Coming in Crop Insurance - Etheridge AUDIO  For the text of the interview, click here: Changes Coming in Crop Insurance

Water Street Solutions' President and CEO Darren Frye spoke Monday at the American Bankers Association North American Agricultural Lenders Conference in Omaha.  He shared with bankers the $500 per acre gap that you can find this year between the most profitable farmers and the least profitable.  Frye says there are four levers that drive the differences in profitability:  production, insurance, marketing and financials.  He says those farmers that are paying attention to all of those and leveraging them together are finding the biggest success.   

This is a good time to take a strategic look at the debt in your farming operation.  We're not talking about paying down debt, but possibly restructuring to take advantage of current interest rates.  Water Street Solutions Ag Finance Specialist Tim Brhel talks here with KRVN's Ken Rahjes about this topic.

Refinancing Debt - Brhel AUDIO

You've been managing your money for years now - so you might think you wouldn't need a consultant to help with the financial end of your farming operation.  But especially during this planning phase of your production year -- with one crop in the bin (hopefully) and the next one over the horizon, it really helps to have someone look at the numbers with you from a professional perspective.  Water Street Solutions Ag Finance Specialist Tim Brhel talks here with KRVN's Ken Rahjes about this topic.

Why Do Farmers Need Financial Consulting - Brhel AUDIO