Crop Insurance - Wrapping up 2013, Looking to 2014

by Heather Lauf November 14, 2013

gFrye64Did you - or do you think you have a crop insurance claim this year? This year, there could potentially be claims on the yield or revenue side. And what can you do to start looking ahead toward your 2014 crop insurance plan? Grant Frye, an Ag Risk Advisor with Water Street Solutions, talks about these topics with farm broadcaster DeLoss Jahnke of WIRL on the noon agribusiness show.  Noon Show Grant Frye AUDIO

Reminder - Crop Insurance Premiums Due Earlier This Year

by Water Street Solutions September 9, 2013

Keep in mind that the due date for your crop insurance premiums this fall is a month earlier than usual.  The billing date has been moved up to October 1st this year.  At that time, interest (15%) will attach.  Call your Ag Risk Advisor with questions.

Drought....A Good Reason for Crop Insurance

by Water Street Solutions August 29, 2013

IMG-20130829-00162This is a field of one of our clients.  It is on the Iowa-Illinois border.  According to Ag Risk Advisor Jim Spiker, there has been NO recorded rainfall at the Burlington, Iowa reporting station the whole month of August.  He says the last rain was .40" in mid July.  With that, this summer is on track to being the driest summer in the areas since the 1800s.

Young Nebraska Farmer Manages His Risk with Water Street Solutions

by Heather Lauf July 11, 2013

Brett King photoBrett King of Newman Grove, Nebraska works with Water Street Solutions in his grain and cattle operation. He talked about the impact he has seen on the success of his operation from working with his Water Street advisors:

"The biggest impact I've seen on my farm with Water Street is in risk management - knowing my breakevens and making sure that I'm selling at a profitable level. Also, I can make sure that I'm always building up working capital and equity in my operation with the information in the financial analysis. Water Street has helped so much to put me in the positive financial shape I'm in now.

As a young farmer, I don't see how you could try to be without Water Street. When you buy a piece of land or machinery as a young farmer, you take a hit on your working capital. Water Street helps me manage that better. They create updated financial scenarios for me when I'm thinking about a purchase. It helps me make good decisions.

Up until 2012, I hadn't carried crop insurance. I signed up that spring because a Water Street ag risk advisor showed me how I could protect my risk and capital with such a small investment. When you're getting started farming, you have so much risk on the table. You need to protect yourself. I could tell they weren't just trying to sell me insurance. They were helping me use insurance by integrating it into my operation so I could get the most out of it."

Farmers Need Crop Insurance to Manage Risk - Op Ed

by Heather Lauf May 20, 2013

Andrew Bowman editorialAs the Farm Bill moves forward in Washington, many will be watching what happens to crop insurance.  Andrew Bowman is a fifth generation farmer and ag risk advisor from Oneida, IL.  He wrote this Op Ed to the Peoria Journal Star.  He does a nice job of adding perspective to the debate.   Andrew Bowman editorial

Crop Insurance Rules for a Wet, Cold Spring

by Heather Lauf April 29, 2013

FarmFuturesLogoNEW (2)Have you been able to do fieldwork yet? If you answered no, you're certainly not alone - with the wet and cold conditions across much of farm country. This year, it's going to be important to know how your crop insurance policy works as you're making planting decisions.

In his weekly Finance First post on, Darren Frye, President and CEO of Water Street Solutions, has information you'll want to know this spring about how your crop insurance works in relation to planting delays. Read it HERE.

The Spring Base Price for Crop Insurance Has Been Set

by Heather Lauf March 11, 2013

FarmFuturesLogoNEW (2)The RMA announced the spring base price for corn and soybeans earlier this month, and now crop insurance decision-making time is almost over already. In his weekly Finance First post on, Darren Frye, President and CEO of Water Street Solutions talks about how good crop insurance decisions now can provide peace of mind later during the growing season.  Read it HERE.

More Land Isn't the Only Way to Increase Revenue

by Heather Lauf February 22, 2013

INAgrinews_2013_Feb_More-land-isn't-the-only-way-to-increase-revenueThe first thing we usually think about in terms of growing the farm is adding more acres. But are there other things you can do to increase your revenue - without buying or cash renting more land? This month in Money Matters in Indiana AgriNews, Darren Frye, President and CEO of Water Street Solutions talks about the other areas of your farm business that affect your profitability the most - and some things you can do.

INAgrinews_2013_Feb_More land isn't the only way to increase revenue

Growing the Farm without Adding Acres

by Water Street Solutions February 19, 2013

dFrye64May12Land prices are rising, in part because farmers compete for it in order to grow their operations.  Darren Frye, President and CEO of Water Street Solutions looks at this another way - other ways to add profit without the expense of adding acres.  He talks about this with Dewey Nelson from KRVN.   Growing the Farm Without Adding Acres - Frye AUDIO

For the text of the interview, click here: Growing the Farm without Adding Acres

Frye Speaks at Farm Management Seminar in Shenandoah, Iowa

by Water Street Solutions February 12, 2013

Farm Mgt SeminarDarren Frye, President and CEO of Water Street Solutions spoke to farmers today in Shenandoah, Iowa at a farm management seminar hosted by City National Bank.  Frye presented a session titled: Winning with Base Hits, where he talked about the importance of continuous good decisions, rather than swinging for a grand slam.  He also did a market outlook session for those in attendance.

About Water Street Solutions

Water Street Solutions helps farmers with profitability, using a business model that you won't find anywhere else. Experts in ag finance, crop insurance, commodity marketing and legacy planning work together on a plan tailored for your farm.

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