Joe and Nathalie Schmidt – Ottawa, IL
“My Ag Risk Advisor went over different scenarios with me, so I always knew where I was. We sat down numerous times – it wasn’t just once and you’re done, because I have to go see my next person. He always takes the time. It’s a good working relationship.”
Bruce and Susan Mills – Little York, IL
"Trust is most of why I am comfortable with Water Street Solutions. They helped me realize the benefit of taking 85% crop insurance coverage, which is something I have not done in the past. Between 85% coverage, the fall price going up and the money we've made buying back on paper, my gross is going to be much more than what I expected for the 2010 crop year. And my production was 40% lower than my average. On my own, I wouldn't have had high crop insurance coverage levels and I can guarantee that I wouldn't have bought the corn back on paper. It equates to having a couple hundred thousand dollars that I wouldn't have on my own."
Roy Bardole – Rippey, IA
"Many people think that crop insurance is the same with every provider. It's not. My crop insurance specialist from Water Street Solutions is a valuable asset to our operation. During harvest he visits our farm to gather information. He brings lunch and then jumps in the combine with me. He watches my yield monitor to understand how the crop is doing. He's looking out for potential claims and making recommendations based on what is best for my farm. In all the time I've been farming, this is truly the first time I've felt a crop insurance agent was working for me instead of for the premium. There are three main reasons for this: 1) he knows my time is important and provides consultation on my farm 2) he accurately records my information so I can be assured there are no coverage gaps 3) the service from Water Street is outstanding."
Zane Davies – Bloomingdale, IN
"It was important for me and my extended family to be able to recover from a loss if something didn't go as planned. That is essentially the reason I protect my risk with crop insurance. It gives me the freedom to take some risk, knowing that I can't lose everything with one bad experience or one difficult year of weather."
Paul Anderson – Stronghurst, IL
"For the longest time, I never carried crop insurance, and Jim Spiker from Water Street Solutions has really helped me get past that. Now I wouldn't be without the product. Jim has been an excellent agent, keeping me informed of what's coming, what's available and what the best options are as far as pricing. Jim spends a lot of time with me. He'll come out to the farm office. We'll have several conversations before I make a final decision of what I'm going to buy. He walks me through a lot of things. He doesn't pressure me into anything. He just makes suggestions and gives me different options. I don't feel like I'm being pushed into buying a product. I recommend Jim very highly."
Trading futures and options does carry a risk of loss and is not suitable for all investors.